Commission and Service Charges

Notice to Customers New
REVISION OF DEBIT CARD TRANSACTION CHARGES w.e.f 03rd July 2025.
BC service charges notice

Commission and Service Charges w.e.f 04.04.2025

All Credit Related Charges

1. Processing Charges on Loans / Advances:

(Amt. in ₹)

S.No. PARTICULARS Processing Charges Minimum Maximum
1 Housing Loan 0.50% ₹1000 ₹10,000
2 Mortgage Loan 1.00% ₹1000 No ceiling
3 Salary Loan/ Personal loan 1.00% ₹2000 No ceiling
4 Vehicle Loan (Two/ Four Wheeler) 0.75% ₹1000 ₹10,000
5 KCC New & Renewal upto 3.00 lakhs NIL NIL NIL
6 KCC New (> 3.00 lakhs) (Processing Charges to be calculated on Global Limit/ Entire Limit) 0.75% ₹1000 No ceiling
7 Kisan Credit card Annual Review (> 3.00 lakhs) (Processing Charges to be calculated on Global Limit/ Entire Limit) 0.25% ₹1000 ₹10,000
8 SHG/JLG Loans 1% ₹500 ₹10,000
9 OD/OCC (Fresh/ Renewal) 0.50% ₹2000 No ceiling
Loans other than the above
10 All Priority & Non- Priority loans other than above
a Short Term loans 1.00% ₹1000 No Ceiling
b Term loans 1.00% ₹1000 No Ceiling
c Pledge Loans 1.00% ₹1000 No Ceiling
11 Education ( Both Inland & Abroad)
a Up to 7.5 lakhs NIL NIL NIL
b > 7.5 lakhs (for entire limit) 0.50% ₹ 5,000.00 No Ceiling
Exemptions - Processing Charges not to be levied for following loans:-
1) All Priority Sector loans up to ₹ 25000/- (cumulative)
2) DRI loans.
3) Staff loans.
4) Advances against term deposit of our Bank.
5) NPS loans upto ₹ 5000/-
6) Government Sponsored Scheme

2. Documentation Charges
S.No. PARTICULARS Processing Charges Minimum Maximum
1 KCC Upto 3 lakhs NIL NIL NIL
2 KCC > 3 lakhs 0.10% ₹500 ₹ 25,000.00
3 Priority Sector Loans (Agri, MSME, Retail, etc.,) 0.10% ₹ ₹ 500.00 ₹ 1,00,000.00
4 Non-Priority Loans 0.10% ₹ 500.00 ₹ 2,50,000.00
3. Inspection Charges
S.No. PARTICULARS Charges
The term inspection includes spot inspection and visits for recovery, AOS/AOD, per- post sanction visit, etc.
1 Upto ₹25,000/- NIL
2 > ₹25000/- upto₹ 3 lakhs ₹300/- Half yearly
3 > ₹3 lakh to ₹10.00 lakhs ₹750/- Half yearly
4 >₹10.00 lakhs ₹1000/- Half yearly
Pledge Loan
S.No. PARTICULARS Charges
1 Upto ₹10.00 lakhs ₹1000/- Half yearly
2 > ₹10.00 lakhs ₹2000/- Half yearly

4. Gold Loan Charges:

a. Processing Charges
S.No. PARTICULARS Charges
a. Agri Gold Loans
Upto ₹50000 NIL
>₹50000 to ₹1 Lakh ₹ 300.00
> ₹1 Lakh to 3 Lakh ₹ 600.00
> ₹3 Lakh to ₹10 lakh ₹ 1,500.00
> ₹10 lakh ₹ 2,000.00
b. Agri Allied Gold Loans
c. Non-Agri Gold Loans

b. Safe Keeping Charges (Overdue)
PARTICULARS Charges
Upto ₹25000/- Nil
> ₹ 25000/- to ₹5.00 lakhs ₹100.00 per month or part thereof
> ₹5.00 lakhs ₹200.00 per month or part thereof

c. Handling Charges
PARTICULARS Charges
Closure within 3 months Closure After 3 months
Up to ₹3 Lakhs Above ₹3 Lakhs ₹100 per each Loan
₹100 per each Loan ₹200 per each Loan ₹100 per each Loan

5. Bank Guarantee Charges

a. Processing Charges
Sl No. PARTICULARS Processing Charges Minimum Maximum
1 BG having 100% cash margin 0.25% ₹ 2,000.00 ₹ 5,000.00
2 Other than 100% margin 0.50% ₹ ₹ 2,000.00 ₹ 12,500.00


b. Commission
PARTICULARS Processing Charges
Performance Guarantee ₹600/-+ 3% p.a
Other than Performance Guarantee ₹600/-+ 4% p.a
Concessional Charges on BG secured by 100% term deposit of our bank ₹600/- + 25% of Normal Charges

6. Solvency Certificate Charges
PARTICULARS Processing Charges
MSME/Others 0.10% with a min. of ₹750/- and Max. ₹25,000

7. Capability Certificate:
PARTICULARS Processing Charges Minimum Maximum
MSME/Others ₹10.00 per thousand ₹1000/- ₹5000/-
(Part of the Thousand to be considered as full thousand)

8. Folio Charges :
PARTICULARS Processing Charges
Folio Charges for OCC/SOCC/ OD A/c’s 1.₹100/- per ledger folio shall be collected at half yearly basis. 40 lines will be treated as 1 page/folio. (For the same page/ folio charges need not be collected once again in another half year). However for aggregate loan limit upto ₹25000/- folio charges need not be collected.
2.For Overdraft (OD) on deposits folio charges of ₹8/- per folio per quarter. (To be collected while debiting interest. For the same page/ folio charges need not be collected once again in another half year). Part of the page should be considered as full page and part of the Quarter should be considered as full quarter.

9. Notice Charges:
Sl No. PARTICULARS Processing Charges
1 Ordinary Notices ₹50/- per Notice per party per account or actual postal tariff whichever is higher
2 Registered Notices ₹125/- per Notice per party per account or actual postal tariff whichever is higher

10. CIBIL Charges:
Sl No. PARTICULARS Slab Processing Charges
1 CIBIL Charges Consumer Up to ₹ 25,000 Nil
2 > ₹ 25,000 upto ₹ 1 Lakhs ₹ 125.00
3 > ₹ 1 Lakhs upto ₹ 5 Lakhs ₹ 250.00
4 > ₹ 5 Lakhs upto ₹ 10 Lakhs ₹ 350.00
5 > ₹ 10 Lakhs upto ₹ 25 Lakhs ₹ 450.00
6 Above ₹ 25 Lakhs ₹ 750.00
7 CIBIL Charges Commercial All ₹ 2,000.00
8 SHG (per group) All ₹ 1,000.00
9 JLG (per group) All ₹ 500.00

11. Sanction Re-Validation:
A. MSME Sector
Sl No. PARTICULARS Charges
1 Upto ₹ 2 lakhs Nil
2 >2 lakhs upto ₹1 crore 0.50% of the limit with a Max. of ₹10000/- for each re-validation
3 > ₹1.00 crore 0.10% of the limit with a Min. of ₹10000/- and Max. of ₹1.00 lakhs for each re-validation
B. Non-Priority
Sl No. PARTICULARS Charges
1 Upto ₹1.00 Crore 0.50% of the limit with a Max. of ₹15000/- for each re-validation
2 Above ₹1.00 Crore 0.1% of the limit with a Min. of ₹15000/- and Max. of ₹1.25 lakhs for each re-validation
13. Equitable Mortgage(M)
Sl No. PARTICULARS Processing Charges
1 Below ₹ 10.00 lakhs Nil
2 Above ₹ 10.00 lakhs ₹50/- per lakhs or part thereof

14. Any Deviation/ Concession (Other than GL & loan against Term deposit)
Sl No. PARTICULARS Charges
1 Up to ₹ 10 Lakhs ₹ 2,000.00
2 >₹ 10.00 Lakhs to ₹ 25 Lakh ₹ 3,000.00
3 >₹ 25.00 Lakhs to ₹ 50 Lakhs ₹ 5,000.00
4 >₹ 50.00 Lakhs to ₹ 1 Crore ₹ 7,000.00
5 Above ₹ 1 Crore ₹ 10,000.00

15. CERSAI Charges:
Sl No. Nature of transaction to be registered Form No Amount of fee payable
1 Particulars of creation or modification of Security interest by way of mortgage by deposit of title deeds. (in favour of secured creditors) FORM I ₹100 for creation and for any subsequent modification of security interest for a loan above ₹ 5 lakh. For a loan upto ₹ 5 lakh, the fee would be ₹ 50 for both creation and modification of security interest.
2 Particulars of creation or modification of Security interest by way of mortgage (SMT) of immovable property other than by deposit of title deeds. FORM I NIL
3 Particulars of creation or modification of Security interest in hypothecation of plant and machinery, stocks, debt including book debt or receivables, whether existing or future. FORM I ₹100 for creation and for any subsequent modification of security interest for a loan above ₹5 lakh. For a loan upto ₹5 lakh, the fee would be ₹50 for both creation and modification of security interest.
4 Particulars of creation or modification of Security interest in intangible assets, being knowhow, patent, copyright, trade mark, license, franchise or any other business or commercial right of similar nature. FORM I Rs.100 for creation and for any subsequent modification of security interest for a loan above Rs.5 lakh. For a loan upto Rs.5 lakh, the fee would be Rs.50 for both creation and modification of security interest.
5 Particulars of creation or modification of Security interest in any under construction residential or a part thereof by an agreement or instrument other than by mortgage.(SMT) FORM I ₹100 for creation and for any subsequent modification of security interest for a loan above ₹ 5 lakh. For a loan upto ₹ 5 lakh, the fee would be ₹ 50 for both creation and modification of security interest.
6 Particulars of Securitisation or reconstruction of financial assets. FORM III ₹ 500.00
7 Particulars of satisfaction of Securitisation or reconstruction transactions. FORM IV ₹ 50.00
8 Particulars of satisfaction of charge for security interest filed. FORM II Nil
9 Any application for information recorded/ maintained in the - ₹ 10.00
10 Any application for condonation of delay upto 30 days. - Not exceeding 10 times of the basic fee, as applicable.

16. Penal charges:
Sl No. Nature of Charge Sanction Amount Quantum of loan
1 Penalty for delayed payment of dues including Principal, interest, service charges, etc. in case of Priority Sector Loans. Up-to ₹ 25,000 Nil
Above ₹ 25,000 2% p.a on the amount of default for the overdue period.
2 Penalty for delayed payment of dues including Principal, interest, service charges, etc. in case of Non priority Loans. Irrespective of amount loan 2% p.a on the amount of default for the overdue period
3 Penalty for delayed payment of dues including Principal, interest, service charges in case of Education Loans Up-to ₹ 25,000 Nil
Above ₹ 25,000 2% p.a on the amount of default for the overdue period
4 Drawings in excess of sanctioned limits (including expired limits) 2.00% p.a. on the overdrawn portion till the account is regularized. Penalty shall be charged for the actual number of days of overdrawing.
Wherever Borrower has submitted renewal proposal within specified timelines of the Bank before expiry of tenability and renewal is pending for want of sanction from competent authority, no penalty is to be charged.
5 Delayed / non-submission of stocks / Book Debt Statement 2.00% p.a. on the entire liability of the party for the delayed period
6 Delay in creation second charge of mortgage 2.00% p.a. on the outstanding liability
7 Delay in submission of Audited financial statement. 2.00% p.a. on the entire liability of the party for the delayed period. Penalty shall be charged for the actual number of days of delay.
8 TOD in SB/CA 2.00% p.a. for the period beyond 15 days till the date of regularization irrespective of TOD amount.
9 Penalty for non construction of house in case of housing loan (including HL CRE) within the time limit as permitted by the sanctioning authority. 2.00% p.a. from the date of sanction till the start of construction on the outstanding liability

17. Pre-payment/ Pre-closure :
Sl No. Particulars Charges
1 Pre-payment/ preclosure charges (Except all floating rate term loans sanctioned to individual borrower, Housing loan and crop loan) 2% on the outstanding balance plus un-utilized limit on the date of closure of term loan liability of above ₹2.00 lakhs.
2 Penal Charges for PrePayment of Credit facilities The Bank has stipulated pre-payment penalty for preclosure of Term Loans (both priority and non-priority) and loans under various Retail Lending Schemes of the Bank as under:
1. Penal charges on pre-payment of credit facilities shall be levied wherever the borrower makes request for transfer of their credit facilities to other Banks/FIs.
2. Pre-payment penalty shall be collected at the following rates: i. Term Loans: 2% of the outstanding liability. ii. Working capital facilities: Pre-payment penalty shall be collected for working capital facilities at the following rates: a. Fund based limits @2.00% of the sanctioned limits. b. Non-fund based limits @0.50% of the sanctioned limits.
3. For pre-closure of the facilities by the borrower not involving the transfer of accounts to other banks / FIs, no penalty need be levied. 4. Pre-payment penalty is waived in respect of credit facilities sanctioned to all MSE (Micro and Small Enterprises) borrowers to fall in line with MSE Code 2015.

18. Other Charges:
Sl No. PARTICULARS Charges
1 Cost of Bank’s Name plate (Hypothecation Board) duplicate ₹100/- per Board. However upto loan of ₹25,000/- the charges not to be collected.
2 Issue for KCC/SCC cards/ Pass Books ₹60/- for issuing duplicate and additional pass book with latest entry. (Original pass book will be provided free of cost)
3 Loan pass sheet duplicate ₹30/- per page (Original pass sheet will be provided free of cost).
4 Issue of NDC/ NOC, Cancellation of Lien/Hypothecation/Mortgage ₹100/- per certificate.
5 Purchase and Discount of Cheque/ DDs (CDB) ₹0.40 per ₹100/- with a minimum of ₹10/- plus existing OSC commission plus postal tariff. If instrument is not realized within 10 days, interest as applicable to clean advances for the delayed period is to be collected.
6 LCDB- Purchase and discount of Cheques/ DDs Interest as applicable to clean advances for a minimum period of 2 days to be collected. If subsequent day of discount falls on holiday, interest for holiday/s should also be collected in addition to two days (However no postal tariff is to be collected).
7 Issue of DDs for loan proceeds (No charges for Govt. sponsored schemes & for staff loans) For loans where the loans proceeds are remitted to the suppliers of goods/ services:
1. Through our DD – 50% of DD commission is to be collected. In case of Canara Bank DD’s (CBDD) full commission to be collected.
2. Through RTGS/ NEFT- applicable Charges.
3. Through Intersol- No Charges.
8 Charges for copy of documents MSME; 0.10% with no ceiling
9 Charges for cancellation/ Reassignment of lien (banks lien noted on Govt. Securities/ LIC policies/ Vehicle RC book at the time of grant of loan, except staff loans) 0.15% with no ceiling


Non Credit Related Charges

S.No. PARTICULARS non-individual Individual
Other than Rural Rural
1 CHEQUE BOOK FACILITY
a For SB- Number of free leaves in a calendar year 10 leaves
b For CA- Number of free leaves in a calendar year 25 leaves
c For A/cs opened in CA105 & SB129 number of free leaves in a calendar year 60 leaves
d For SB- Cheque book charge ₹5 per leaf
e For CA/OD/CC/OCC- Cheque book charge ₹5 per leaf
Note: Cheque book charges are exempted for staff/ex-staff.
2 ISSUE OF STATEMENT / BALANCE CERTIFICATE / INTEREST CERTIFICATE
a SB/CA/OC/CC/OCC – Issue Pass sheet Statement First set free of charges for all categories in a month
b SB- Pass sheet statement- additional set/copies (40 entries is treated as one ledger page) ₹100/- per ledger page
c CA/OD/CC/OCC- Pass sheet Statement-Additional set/copies (40 entries is treated as one ledger page) ₹100/- per ledger page
Note: For issuing additional sets of pass sheet statement branches have to modify the Print Waiver Charges as “N” in PSP menu in Finacle Live and run CACC Menu to collect Charges. Duplicate pass sheet charges are exempted for staff/ex-staff.
d SB/CA/OD/CC/OCC- Issue of balance certificate 1st Certificate free
₹200/- per Certificate
e Interest paid/interest collected certificate 1 st Certificate during Current Financial Year is free
₹150/- per certificate ₹100/- per certificate
f Updation of passbook (entries) at non base branch. (New passbook should be issued at base branch only ) ₹10/- flat per passbook per instance
3 ISSUE OF DUPLICATE PASSBOOK
a First Passbook/Continuation of Passbook 1st Passbook is Free
b Duplicate passbook with latest balance ₹100/-
c Duplicate passbook with previous entries (40 entries or part thereof is treated as one page/sheet) ₹100/- & additional ₹50/- per page for previous entries
4 ISSUE OF DUPLICATE DEPOSIT RECEIPT ₹200/- per receipt
Note: Issue of duplicate deposit receipt charges are exempted for staff/ex-staff
5 TRANSFER OF SB A/C TO ANY OF OUR BRANCHES ₹100/- per A/c
6 STOP PAYMENT/REVOCATION
a For SB account- Stop payment instruction ₹150/- per instrument, Maxi. of ₹500/- per instance
b For CA/OD/CC/OCC- Stop payment instruction
c Stop payment Cancellation/Revocation - for all types of accounts 150/- flat
7 COPY OF PAID CHEQUE 150/- per Instance per instrument
Exempted Categories : Staff & Ex-Staff
8 NOTING OF LOSS OF CHEQUE BOOK/LEAF OF ALL ACCOUNTS(SB/CA/OCC/OD/CC) 5/- per leaf with Minimum of ₹100/- and Maximum of ₹500/-
Note: System will report the charges as mentioned in S. No 06 (a/b), users have to modify and collect as mentioned during SPP Menu execution
9 NOMINATION FACILITY Registration of nomination first time free thereafter 100/- for every change
10 LEDGER FOLIO CHARGES
a For SB accounts No Folio Charges
b Current Accounts 150/- per ledger page per half year
Note: 40 entries or part thereof is treated as one ledger page
S.No. PARTICULARS non-individual Individual
Other than Rural Rural
11 NON-MAINTANANCE OF AVERAGE MONTHLY BALANCE (AMB) – SB accounts , NON-MAINTANANCE OF DAILY BALANCE – CA accounts
a No Charges - No Frill Accounts
b SB Accounts with cheque book (Min. bal. ₹1000/-)
Balance maintained in the A/c against the stipulated
₹999/- to ₹700/- ₹60/-
₹699/- to ₹400/- ₹75/-
₹399/- and below ₹100/-
c SB account without cheque book (Min. bal. ₹500/-)
Balance maintained in the A/c against the stipulated
₹499/- to ₹350/- ₹60/-
₹349/- to ₹200/- ₹75/-
₹199/- and below ₹100/-
d SB 129 (Average Monthly Balance 10,000/-) 100/- flat per month
e Current Accounts Minimum balance ₹1000/- (Min Balance modified to ₹5000/-) ₹50 per day. Maximum ₹500/- per calendar month
f CA 105 (Minimum balance 10,000/-) 300/- flat per month
S.No. PARTICULARS non-individual Individual
Other than Rural Rural
12 ENQUIRY OF OLD RECORDS – FOR ALL TYPE OF ACCOUNTS
a Enquiries up to 6 months Free
b Above 6 months upto 1 year old 100/- per request
c Beyond 1 year 200/- per request
13 ACCOUNT CLOSURE (No charges to be collected for closure before 14 days from the date of opening and in case of death of depositor)
a Recurring Deposit (RD) for premature closure of RD account within six months of its opening ₹150/- per RD account (for all Categories)
b SB account – With Cheque book 250/- per account
c SB account – Without Cheque book 150/- per account
d Current account 500/- per account
Exempted Schemes : No Frill Accounts
Note : For Death Claim Settlement Accounts user has to update the CUMM (Customer Status) as a deceased depositor for exemption of charges in the system then system will exempt the account from closure charges
14 SMS CHARGES 0.30/- per SMS
Exempted Schemes: No Frill Accounts
15 STANDING INSTRUCTION CHARGES
a Within same Branch One time registration / modification charges ₹200/ per case and ₹50/- for every debit. Exempted: To loan/RD/deposit a/cs of self
b To other branches and outside agencies One time registration charges ₹100/ per case and ₹40/- for every debit + actual remittance charges
16 STANDING INSTRUCTION – Non-Execution due to insufficient Fund (Charges only one time in a month) ₹200/- per transaction non individual ; ₹150/- per transaction Individual
17 NUMBER OF CASH WITHDRAWALS IN CA Free
18 NUMBER OF CASH WITHDRAWALS IN SB (either by Cheque/ loose leaf) – excluding alternative channels (Financial year shall be considered) If withdrawal exceeds 50 per half year – ₹10/- per withdrawal
Exempted Schemes : Staff Accounts & Government Accounts
19 SIGNATURE VERIFICATION (including attestation of photo) ₹250/- per Attestation
20 Issue of certificate for passport ₹500/- per Attestation
21 ADDITION/DELETION OF NAMES (In case of joint accounts) ₹100/- per case per instance
22 OUTWARD/INWARD COLLECTION OF CHEQUE/INSTRUMENTS (OUTSTATION/LOCAL)
a Upto 10,000/- 50/-
b 10,001/- to 1,00,000/- 100/-
c 1,00,001 to 10,00,000/- 200/-
d 10,00,001/- and above 250/-
Exempted for Govt Subsidy Scheme/Govt. deptt./Court Related/Contribution towards PM/CM relief Fund OUTWARD/INWARD COLLECTION OF CHEQUE/INSTRUMENTS (LOCAL)-Waived
23 COLLECTION OF DIVIDEND/INTEREST WARRANTS/REFUND ORDERS If value of instrument is up to 500/- no charges and above 500/-, normal collection charges to be collected.
S.No. PARTICULARS non-individual Individual
Other than Rural Rural
24 CHEQUE/INSTRUMENTS RETURN CHARGES – LOCAL(Charges inclusive of commission, postage, out of pocket expenses etc.,)
I Return of Inward instruments
SB/CA/OD/ OCC
Up to ₹10,000/- ₹25/- per instrument
₹10,000/- to ₹1,00,000/- ₹50/- per instrument
₹1,00,001/- to ₹10,00,000/- ₹100/- per instrument
₹10,00,001/- & above ₹125/- per instrument
II Return of outward instruments
SB/CA/OD/ OCC
Up to ₹10,000/- ₹25/- per instrument
₹10,000/- to ₹1,00,000/- ₹50/- per instrument
₹1,00,001/- to ₹10,00,000/- ₹100/- per instrument
₹10,00,001/- & above ₹125/- per instrument
25 Cheque/instrument return charges – Outstation
I Return of inward instruments
SB/CA/OD/OCC
Upto ₹10,000 ₹100/- per instrument
₹10,001 to ₹1,00,000 ₹100/- per instrument
₹1,00,001 to ₹10,00,000 ₹150/- per instrument
₹10,00,001 and above ₹150/- per instrument
II Return of outward instruments
SB/CA/OD/OCC
Upto ₹10,000 ₹100/- per instrument
₹10,001 to ₹1,00,000 ₹100/- per instrument
₹1,00,001 to ₹10,00,000 ₹150/- per instrument
₹10,00,001 and above ₹150/- per instrument
26 ECS/NACH (Debit Return) Insufficient funds ₹500/- per instance
S.No. PARTICULARS non-individual Individual
Other than Rural Rural
27 BILLS COLLECTION – INWARD /OUTWARD
a Upto 10000/- 100/-
b 10,001 to 10,00,000 10/- per thousand or part thereof with minimum of 100/-
c 10,00,001 and above 10/- per thousand or part thereof with minimum of 10000/- and maximum of 15000/-
28 BILLS RETURNED UNPAID
Local or outstation 50% of applicable collection charges with minimum of ₹300/- PLUS postal charges
29 DEMAND DRAFT ISSUE LOCAL/OUTSTATION - TRANSFER
Up to and inclusive of 10,000/- 100/-
Above ₹10000/-(for multiple DDs issued in lieu of single DD commission as applicable for the aggregate amount alone shall be collected) ₹4 per thousand or part thereon with a minimum of ₹100/-and max. of ₹15000
30 DEMAND DRAFT ISSUE LOCAL/OUTSTATION – AGAINST TENDER OF CASH
Up to and Inclusive of 1000/- 200/-
Above ₹10000/- below ₹50000/- ₹4/- per thousand or part thereof with a minimum of ₹200/- and maximum of ₹15,000/-
Note: DD Charges are waived for SB129 & CA105 upto 12 occasions in a Financial Year; Staff/Ex-Staff are exempted from all kinds of DD Charges.
31
DD Cancellation/ Revalidation Upto 500/- 200/- per instrument
Above 500/- & Upto 5000/-
Above 5000/-

S.No. PARTICULARS non-individual Individual
Other than Rural Rural
32 Mobile Number Change ₹100/- per instance, for every time changing the Mobile Number.
33 LOSS OF TOKEN (Metal token) ₹100/- per token
34 DELETION OF DECEASED NAME, MERGER OF COMPANIES ₹200/-
35 CHARGES FOR RECORDING,RECONSTITUTION OF ACCOUNTS (OTHER THAN INDIVIDUALS) ₹500/-
36 CHANGES IN AUTHORISED SIGNATORIES OF COMPANIES INCLUDING CLUBS/CO-OP SOCIETIES ₹500/- per occasion Only for CA/OD/CC
37 REGISTERING POWER OF ATTORNEY / OPERATION BY POA/MANDATE For SB A/cs ₹500/- per instance For CA/OD/OCC ₹750/- per instance.
38 HOLDING BILL COLLECTION
Beyond 3 months after due date (at the request of drawer/customer and subject application conditions) Additional 25% normal collection charges, with minimum of ₹100/- per quarter
39 CHANGES OF ORIGINAL INSTRUCTIONS-OUTWARD/INWARD BILLS
Extension of time for collection/waiver of C form etc ₹100/ per request + OPE
40 PARCEL RECEIVED UNDER ISC/IBC For parcels not cleared on presentation a charge of ₹5/- per day should be levied from the due date of payment till clearance, with a minimum of ₹20/-
41 INTER BRANCH REMITTANCE (Inter branch/Inter sol remittance)
A For Intracity transactions (within the city)
I Remittance of cash to SB/CA/OD/OCCaccounts upto ₹25000/- per day No Charges
II Remittance of cash to SB/CA/OD/OCC accounts above ₹25000/- upto ₹2 lakhs (Maximum limit per day) ₹2/- per 1000/- or part thereof with minimum of ₹50/-
III Cash withdrawals maximum limit ₹50000/- per day (SB/CA) No Charges
IV Fund transfer for all type of accounts(SB/CA/OD/OCC) (Debit transactions) Exempted Schemes SB115 & CA102
a Upto ₹5 lakhs per day Free NA
b Above ₹5 lakhs upto ₹10 lakhs per day ₹25/- per lakh or part NA
c Above ₹10 lakhs per day ₹50/- per lakh or part NA
B For Intercity transactions (out station branches)
i Remittance of cash to SB/CA/OD/OCC accounts upto ₹25000/- per day ₹1/- per 1000/- or part thereof with minimum of ₹20/-
ii Remittance of cash to SB/CA/OD/OCC accounts above ₹25000/- upto ₹2 lakhs (Maximum limit per day) ₹2/- per 1000/- or part thereof with minimum of ₹100/-
iii Cash withdrawal from SB/CA upto ₹25000/- No charges
iv Cash withdrawals from SB/CA above ₹25000/- upto ₹50000/- (Maximum limit per day) ₹2/- per 1000/- or part thereof with minimum of ₹50/-
v Fund transfer for all type of accounts(SB/CA/OD/OCC) (Debit transactions) Exempted Schemes SB115 & CA102
a Upto ₹5 lakhs per day Free
b Above ₹5 lakhs upto ₹10 lakhs per day ₹25/- per lakh or part thereof
c Above ₹10 lakhs per day ₹50/- per lakh or part thereof
42 NEFT TRANSACTIONS . There are no charges for NEFT initiated online (viz, Internet Banking and or Mobile Banking App of the Bank for SB Accounts). For all the transactions done through Branches & transactions done through Internet/Mobile Banking for Current Accounts.
i For remittances - upto ₹10000 ₹ 2.25
ii Above ₹10000 upto ₹1 Lakh ₹ 4.75
iii Above ₹1 lakh upto ₹2 lakhs ₹ 14.75
iv Above ₹2 lakhs ₹ 24.75
(Cash NEFT transaction upto Rs.50000/- normal NEFT charges to be collected)
43 RTGS TRANSACTIONS (For both Branch RTGS, Mobile Banking RTGS transactions & Internet Banking transactions)
i ₹2 lakhs to ₹5 lakhs ₹ 24.50
ii Above ₹5 lakhs ₹ 49.50
Note:1. NEFT/RTGS charges are waived for SB129 & CA105 upto 12 occasions in a Financial Year. System has enabled for waiver of charges. 2. NEFT/RTGS chargses are waived for Staff/ex-staff.
S.No. PARTICULARS non-individual Individual
Other than Rural Rural
44 CHARGES FOR DEBIT CARD TRANSACTIONS Transaction Type Metro Centre Other than Metro Centre
Free Transaction
a. KAGB & Canara ATM 3 5
b. Other ATM 3 5
Charges above permitted limit a. Financial b. Non Financial a. Financial b. Non Financial
KAGB & Canara ATM ₹20/- ₹10/- ₹20/- ₹10/-
Other ATM ₹21/- ₹11/- ₹21/- ₹11/-
45 ISSUANCE OF ATM DEBIT CARD
i Membership fee Free
ii Activation fees Free
iii EMV Chip Card issuance fee ₹200/-
iv Annual fees ₹100/-
v Hotlist on account of loss of card ₹150/-
For reissuance of cards in case of expiry of cards no charges and in case of lost card Rs.150/- (Hot list charges) and Rs.200/- (Fresh issuance) No charges to be collected for cards reissued due to technical error/issues
Exempted A/cs with the following scheme codes for Card Issuance charges and Annual Fees: No frill A/cs
Note1 : Card issuance fees are not applicable in the following cases:
1. Customer approaches the Bank for replacement of Old Magnetic Strip card with RuPay EVM cards
2. Expired Cards
3. Cards not working due to technical issues prior permission to be obtained from ATM Cell, DIT Note 2 : Annual Fee is waived for SB129 & CA105. The system is enabled for waiver of charges. Note 3: All ATM related charges are exempted for staff/ex-staff.
46 ATM/PoS TRANSACTION DECLINES LACK OF BALANCE/INSUFFICIENT BALANCE IN THE ACCOUNT ₹15 per instance
47 IMPS Upto ₹10000/- Nil
> ₹ 1,000/- upto ₹ 5,000/- ₹ 3.00
> ₹ 5,000/- upto ₹ 25,000/- ₹ 5.00
> ₹ 25,000/- upto ₹ 1,00,000/- ₹ 8.00
> ₹ 1,00,00/- upto ₹ 2,00,000/- ₹ 15.00
Above ₹2,00,000/- ₹ 20.00
Note: IMPS charges are exempted for Staff/Ex-staff.
48 RESET OF PASSWORD FOR INTERNET BANKING THROUGH BRANCH ₹50/- per instance, for every time changing the password.
49 POSTAL TARIFF/OUT OF POCKET EXPENSES a. Ordinary post : Actual-Minimum ₹20/- per envelope
b. Regd/Courier/Speed Post : Actual-Minimum ₹50/- per envelope
50 GENERAL SAFE CUSTODY CHARGES
(Bills : clean/documentary/demand/usance including supply bills)
(Actual postage charges to collected, No charges for bills received from our branches)
A Unreleased gold Packets ₹150/- per loan for a month or part thereof, with a minimum of ₹150/- and a maximum of ₹900/-.
Note: In Case of Death Claim Safe Custody Charge is waived.
B Seal Cover/Packet Minimum ₹ 750/- per cover p.a., or its multiples
C Scrips ₹ 50/- per scrip with a minimum
D Sealed Box
10x10x10cc Minimum ₹ 750/- per cover p.a., or its multiples
20x20x20cc Minimum ₹ 1500/- per cover p.a., or its multiples
30x30x30cc Minimum ₹ 2000/- per cover p.a., or its multiples
Above charges are only indicative. Depending upon the size of the Box/cover/packet, it may vary from branch to branch. Kindly visit/contact branch for more details. GST shall be payable extra.
51 SAFE DEPOSIT LOCKER OPERATION
1 One Time Locker Registration Charges ₹ 200
2 Loss / Replacement of Locker Key (in addition to actual break open charges) ₹ 500
3 Locker Operation Charges operations ₹100 per operation
4 Delayed Remittance of Locker Rent ₹ 100 Per Month
5 Change of Power of Attorney / Change of Authorization ₹ 200
6 Charges of Break Open Actual cost is to be collected
Note: 1 - Rent is to be debited on 1st of April for the Financial year
Note: 2 - Obtain Advance Rent of 3 years as per size of locker allotted plus Break opening charges of Rs.8000+GST in the form of Term Deposit for minimum period of 3years from the new locker hirers which would be utilized in case of any eventuality. Staff / Retired Staff of the Bank is exempted from paying advance locker rent amount & One Time Locker Registration charges.
Note: 3 - Staff / Retired Staff are eligible for 50% concession on Small segment lockers, 35% concession on Medium lockers (M1 & M2). However, there is no change in existing concession of 25% on Medium lockers(M3,M4,M5&M6), Large and Very Large lockers.
52 SAFE DEPOSIT LOCKER
Category Type Dimensions (L x B x D) Size in Cubic Inches Rent
L B D Rural Semi Urban Urban Metro
Small 1 SAFE1 5616480 ₹ 1,000₹ 1,200₹ 1,500₹ 2,000
A 4.55.920.35540 ₹ 1,000₹ 1,200₹ 1,500₹ 2,000
Small 2 SAFE2 5716560 ₹ 1,000₹ 1,200₹ 1,500₹ 2,000
S1 5621630 ₹ 1,000₹ 1,200₹ 1,800₹ 2,500
Small 3 S2 5721735 ₹ 1,000₹ 1,200₹ 1,800₹ 2,500
B 5.827.2420.35857 ₹ 1,300₹ 1,500₹ 1,800₹ 2,500
Medium 1 M1 513211365 ₹ 2,000₹ 2,500₹ 3,000₹ 3,500
Medium 2 M2 79211323 ₹ 2,000₹ 2,500₹ 3,000₹ 3,500
Large 1 L2 720212940 ₹ 3,000₹ 4,000₹ 5,000₹ 5,500
Large 2 L3 1216214032 ₹ 3,800₹ 4,200₹ 5,500₹ 6,000
Very Large L4 1620216720 ₹ 5,500₹ 6,500₹ 7,500₹ 8,000
53 TRANSACTIONS DONE THROUGH OUR BANK/OTHER BANK BC AGENTS
NON-BSBD CUSTOMERS (GENERAL SB)
S No. PARTICULARS Service Charges
1 Financial Transaction (Cash deposit/Cash Withdrawal/Fund Transfer) done through other Bank BCAs ₹ 30/- + GST per transaction.
2 Non-Financial transaction (Mini Statement) done through other bank BCAs ₹ 6/- + GST per transaction.
3 Financial Transaction (Cash Withdrawal) done through Our Bank BCAs ₹ 25/- + GST per cash withdrawal transaction from 5th transaction onwards (No charges for first 4 transactions).
4 Non-Financial transaction (Mini Statement) done through our bank BCAs Nil
FOR BSBD CUSTOMERS
1 Financial Transaction (Cash Withdrawal/Fund Transfer debit) done through other Bank BCAs & our Bank BCAs ₹ 20/- + GST per cash withdrawal & fund transfer debit transaction done through any bank BCA from 5th transaction onwards (No charges for first 4 transactions).
2 Non-Financial transaction (Mini Statement) done through our bank BCAs Nil